FREE NATIONWIDE DELIVERY ON 2 OR MORE TYRES

How to apply for credit online with HappyPay

BUY NOW, PAY LATER

Get your tyres and mag wheels today and pay in two interest-free payments over your next two paydays — no deposit, and an instant decision at checkout with HappyPay.

2 payments, 0% interest
Half on your next payday, half on the one after
No deposit
Nothing to pay upfront — instant credit decision
Your tyres now
We ship as soon as HappyPay approves your order

How it adds up

Example: a set of four tyres for R8 000 with free delivery.

Today
R0
no deposit
Next payday
R4 000
50%
Following payday
R4 000
50%

Pay on time and you pay no interest — the total stays R8 000.

Who can apply?

To use HappyPay you need to be:

  • ✓ 18 years or older
  • ✓ A South African citizen or permanent resident (you'll need your SA ID number)
  • ✓ Permanently employed or self-employed in South Africa
  • ✓ A debit or credit card from a South African bank, in your own name
  • ✓ Not under debt review, administration or sequestration

HappyPay checks your credit record and affordability when you sign up, so approval isn't guaranteed.

What you'll need

  • ✓ Your South African ID number
  • ✓ Your basic contact details (email and mobile)
  • ✓ A debit or credit card from a South African bank in your name
  • ✓ A South African delivery address (or choose fitment at our JHB partner)

Already have a HappyPay account? You just log in at checkout.

How to apply at The Tyre Mall

1
Choose your tyres or wheels

Find your size, add the tyres or mag wheels you want to your cart, and pick delivery or fitment.

2
Go to checkout

Fill in your details and a South African delivery address (or choose fitment at our JHB partner centre).

3
Choose HappyPay

Under "Payment method", select HappyPay — Pay over 2 months, then place your order. You'll be taken to HappyPay's secure page.

4
Sign up or log in to HappyPay

First time? Complete HappyPay's short sign-up with your basic details, SA ID number and bank card. Already have an account? Just log in — it takes about two clicks.

5
Get an instant decision

HappyPay checks your application straight away and gives you a spending limit. If your order fits your limit, approve the payment plan.

6
Done — we get your order moving

You're brought back to The Tyre Mall, your order is confirmed and you get a confirmation email. We pack and deliver your tyres (free delivery on 2 or more tyres) or book your fitment.

Paying it back

  • • 50% is taken on your first payday after you buy, and 50% on the next payday.
  • • Payments come off the bank card you registered with HappyPay.
  • • Want to settle early? Log in to HappyPay and tap "Pay Now" next to your purchase.
  • • You can update your card under "Bank Cards" in your HappyPay dashboard.

Good to know

  • • No interest and no deposit when you pay on time.
  • • Missed payments: HappyPay retries and charges a late fee of R100 per week (up to R300 per missed payment).
  • • Your first purchase uses your starting limit; paying on time can grow it.
  • • Returns follow our returns policy — approved refunds are paid back via HappyPay.

HappyPay questions

What is HappyPay?+

HappyPay is a South African buy now, pay later service. At The Tyre Mall you can use it to buy tyres and mag wheels now and spread the cost over your next two paydays — no deposit and no interest if you pay on time.

How do the payments work?+

Your order is split into two equal payments: 50% on your first payday after you buy, and the other 50% on your next payday. HappyPay collects each payment from the bank card you registered. You can also pay early by logging in to HappyPay and clicking "Pay Now" next to the transaction.

Is there interest or a deposit?+

No. There's no deposit, and if you pay on time you pay no interest.

What if I miss a payment?+

HappyPay will let you know if a payment fails and will try again. A late fee of R100 per week applies (for up to three weeks, so up to R300 per missed payment), so make sure there's enough money in your account on your payday.

How long does approval take?+

It's instant — HappyPay assesses your application during sign-up and gives you a spending limit straight away.

Why might I be declined?+

HappyPay assesses your credit record and affordability, so approval isn't guaranteed. Applications with a poor credit history, or no credit history yet, may be declined. If that happens you can still pay by card or instant EFT with PayFast.

How much can I spend?+

HappyPay sets your spending limit based on your financial health and payment behaviour. When you first sign up you can make one purchase; paying on time can increase your limit over time.

What about returns and refunds?+

Returns are handled by The Tyre Mall under our returns policy. If a refund is approved, we instruct HappyPay to refund your payments. If it hasn't reached you within five working days of the confirmation email, contact HappyPay at support@happypay.co.za.

Who do I contact for help?+

For your order, tyres or delivery, contact The Tyre Mall. For your HappyPay account, payments or limit, contact HappyPay: support@happypay.co.za or WhatsApp 064 865 1831.

Questions about your order?

Call 078 0088 788 or email shop@thetyremall.co.za (Mon–Fri 8:00–17:00, Sat 8:00–13:00).

Questions about your HappyPay account?

Email support@happypay.co.za or WhatsApp HappyPay. More at happypay.co.za.

HappyPay is a credit service provided by Happy Pay, subject to its own terms, credit checks and affordability assessment. Information on this page is a summary of HappyPay's published terms and FAQs and may change — see happypay.co.za for the latest.